Holiday-let finance isn’t the same as standard buy-to-let. Lenders assess projected seasonal income, personal use, and property type. We’ll walk you through it.
Chat with our Norfolk-covering team via the Contacts page and learn more on our Mortgages page.
What lenders check
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Evidence of achievable seasonal rents
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Minimum personal-use limits (if any)
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Acceptable property types (coastal chalets, cottages, apartments)
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Letting agent or self-management plans
Tips to strengthen your case
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Present realistic projections (not peak-only rents).
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Keep a healthy contingency for voids and maintenance.
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Consider protection for income shocks: see Protection.
Local contact: Karen Allen.