About US

At Sapphire Mortgages, we believe buying a home or protecting your family’s future should feel simple and secure. Founded by experienced advisers, we provide clear, personal guidance that puts you in control of your financial journey.

Your Path to Homeownership Begins Here

Whether you’re a first-time buyer, moving home, remortgaging, purchasing a property as an investment or protecting what matters most, our advisers are here to guide you with clarity, care, and expertise.

Personalised Guidance

We take the time to understand your needs and explain your options clearly with no jargon.

Wide Range of Mortgage Solutions

From first-time buyers to landlords, we’ll match you with the right mortgage product.

Protection That Gives Peace of Mind

Safeguard your family, income, and home with tailored insurance solutions.

Team

At Sapphire Mortgages, our team is our greatest strength. We’re approachable, knowledgeable, and committed to guiding you every step of the way.

Karen Allen – Co-Founder and Mortgage & Protection Adviser at Sapphire Mortgages UK

Karen Allen

Co-Founder, Mortgage & Protection Adviser

Maira Oliveira – Co-Founder and Mortgage & Protection Adviser at Sapphire Mortgages UK

Maira Oliveira

Co-Founder, Mortgage & Protection Adviser

Sue Hems – Senior Mortgage Adviser at Sapphire Mortgages providing UK mortgage advice

Sue Hems

Senior Mortgage Adviser