Mortgage Protection in North London: Life, Critical Illness & Income Protection Explained

North London family discussing mortgage protection with adviser

Your mortgage underpins your family’s security. We make mortgage protection straightforward for North London clients—no jargon, sensible options, and cover that fits your budget.

Book a free review via Contacts and skim our Protection page.

The core options

  • Life insurance (level or decreasing) to repay the mortgage on death.

  • Critical illness cover for a tax-free lump sum on diagnosis of covered conditions.

  • Income protection for monthly benefits if you can’t work (after a defer period).

  • Family Income Benefit to provide ongoing income rather than a lump sum.

How we tailor it

We’ll align cover to your mortgage balance/term, employer sick pay and dependants’ needs, and explain exactly what’s covered.