Expert Mortgage & Protection Advice You Can Trust

At Sapphire Mortgages, we’re here to guide you through life’s big financial decisions — from buying your first home to protecting your family’s future. 

About Sapphire Mortgages

Your goals. Our guidance.

We know that choosing a mortgage or a protection plan can feel overwhelming. That’s why we take the time to understand your needs, explain your options clearly, and walk you through the process step by step. At Sapphire Mortgages, we will help you write your next chapter.

Our Services

We offer a wide range of mortgage and protection services to make sure you and your family are covered now and into the future.

Mortgages

Protection

Meet the Team

At Sapphire Mortgages, our team is our greatest strength. We’re approachable, knowledgeable, and committed to guiding you every step of the way.
Karen Allen – Co-Founder and Mortgage & Protection Adviser at Sapphire Mortgages UK

Karen Allen

Co-Founder, Mortgage & Protection Adviser

Maira Oliveira – Co-Founder and Mortgage & Protection Adviser at Sapphire Mortgages UK

Maira Oliveira

Co-Founder, Mortgage & Protection Adviser

Sue Hems – Senior Mortgage Adviser at Sapphire Mortgages providing UK mortgage advice

Sue Hems

Senior Mortgage Adviser

What Our Clients Say

Ready to Take the Next Step?

Your financial journey deserves expert support. Whether you’re buying your first home, moving up the ladder, remortgaging, or safeguarding your family’s future, Sapphire Mortgages is here to make the process clear, simple, and stress-free.